We are delighted to offer our members two great new discounted Green Loans – a Green Home Improvement Loan and a Green Car Loan.
GREEN HOME IMPROVEMENT LOANS FROM 6.9%
If you’re thinking of making some green/energy efficient home improvements in the near future, we have a discounted Green Home Improvement Loan for you. This new discounted loan can be used to fund improvements that will improve the energy efficiency and comfort of your home as well as significantly reducing your energy bills and carbon footprint while protecting our environment.
Qualifying Works for Green Home Improvement Loans
A Green Home Improvement Loan from Blackrock Credit Union can be used for any of the following energy efficient home improvement works
. Attic Insulation
. Cavity Wall Insulation
. External Wall Insulation
. Drylining Internal Walls
. Floor Insulation
. Double/Triple Glazed Windows & Doors
. Heating Control Upgrades
. Solar Panels & Batteries
. Heat Pumps
. Wood fuel stove
. Ventilation system
. Home Energy Assessment
. Project Management
. Any other approved Retrofit project
Loan Rates from only 6.9%
We have two Green Home Improvement loan rates on offer to our members as follows:
|Maximum Loan Term||Interest Rate|
Up to €65,000
|Up to €120,000||10 years||
To avail of a Green Home Improvement Loan you must provide evidence that your home improvement includes qualifying works from the list above or you have a BER certificate that shows the works you have undertaken have improved the BER rating of your home.
Energy Upgrade Grants from SEAI
If you improve the energy efficiency of your home you may also be entitled to a grant from the SEAI (Sustainable Energy Authority of Ireland). Please note you must have grant approval in place before you start works to be eligible for any SEAI grant. For further details on the home energy grants that may be available to you please see the SEAI website .
GREEN CAR LOAN at only 6.5%
If you’re thinking of lowering your carbon footprint and reducing your car emissions with an Electric or Hybrid Car in the near future we have a discounted Green Car Loan for you. This new discounted Green Car Loan rate of 6.5% can be used to fund a new or second hand Electric or Hybrid Car as well as a home charger unit if desired. The amount of your Green Car Loan can be up to €75,000 and the loan can be repaid over a term of up to 5 years.
As well as doing your bit for the environment, driving an electric vehicle is great for your pocket too. There are generous grants, reduced toll charges and motor tax rates and registration tax relief for qualifying vehicles.
You may be entitled to a grant from the SEAI (Sustainable Energy Authority of Ireland) if you buy a new electric car. A maximum grant of €3,500 is currently available for qualifying new M1 (passenger car) battery electric vehicles (BEVs) when purchased privately. The grant which ranges from €1,500 to €3,500 is for approved EVs with a full purchase price of €14,000 to €60,000. Please note that SEAI grants are not available for used EVs.
Please see the SEAI website for further details on the grants available.
You can also claim up to €600 towards the purchase and installation of an electric vehicle charger unit at your home. The Electric Vehicle Home Charger Grant is a government funded support scheme assisting residents and homeowners to install an electric vehicle charge point on their property. The scheme provides a grant up to the value of €600 towards the purchase and installation of a home charger unit. To receive payment, you must ensure that you use a Safe Electric Registered Electrical Contractor.
Please click on this link for full details on the Electric Vehicle Home Charger Grant.
Apply for your loan in a few easy steps
2. Use our loan calculator to calculate how much you could borrow and what your regular repayments will be.
3. Apply for your loan via our App, by email, by phone or in our office in Blackrock.
Use the Loan Calculator below to see what you can afford to borrow and what your potential repayments will be.
Please note we provide loans to our members based on their ability to repay and not how much savings they have or how long they have been a member. All loan applications are dealt with in strict confidence.
If you are not yet a member of Blackrock Credit Union but would like to borrow from us, please join us by completing our Membership Application Form.
If you would like to make an enquiry about a loan please fill out our Loan Enquiry Form and one of our friendly staff will contact you.
Please click on the dropdown menu under Loans to see the full list of great value loans Blackrock Credit Union is currently offering.
Take a look at our FAQ section.
Blackrock Credit Union Limited is regulated by the Central Bank of Ireland. Loans are subject to approval. Terms and conditions apply*.
Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.