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Been with Blackrock Credit Union for a very long time… staff are always so courteous and helpful! Nice to have a business these days where you actually meet and talk to humans!!
Blackrock Credit Union is at the heart of the community, they really care about members and offer support to anyone who walks in the door, as I witnessed for myself. They consistently demonstrate a commitment to all members, offer excellent rates and reasonable fees.
Always a pleasure to deal with the team in Blackrock Credit union!
Very quick turnaround on loans.
Friendly , efficient, local. I have been a member for years, and recommend Blackrock Credit Union without hesitation.
Such a great place to apply for a loan very quick and transparent would recommend anyone to use this for borrowing.
I have been a member of the Blackrock Credit union for over 20 years now, they are like a family to me, always accommodating - always ready to help :)
FAQs
Frequently Asked Questions
Here you can see a list of our most Frequently Asked Questions organised by category. If your question is not listed, please feel free to submit a question via our contact form
Blackrock credit union is a successful financial cooperative, owned and controlled by its members for its members.
Blackrock credit union can help you achieve financial independence through regular savings and access to fair and affordable loans and all our member services.
Blackrock credit union is located at 1 Carysfort Avenue, Blackrock, Co. Dublin, A94 W744.
Blackrock credit union is open during the following hours:
- Mon: 10:00 – 16:00
- Tue: 10:00 – 14:00
- Wed: Closed
- Thur: 10:00 – 17:00
- Fri: 10:00 – 16:00
- Sat: 10:00 – 12:00
The common bond is that factor which unites all members of a credit union. It defines the area within which Blackrock credit union can operate.
Every €1 saved is equivalent of one share in a credit union. A minimum saving of €5 is needed to keep the account open. You should save regularly to build up a savings history. Each share is eligible for a dividend at the end of the year. The more savings held by Blackrock Credit Union, the more funds are available for loans to our members.
As the amount of shares builds up, the common fund of money grows. This in then available for providing loans to members. All members are encouraged to save regularly, even when repaying a loan. This gives the member several direct benefits, and ensures that there are funds for the credit union for use by all members.
Please click here to become a member of Blackrock Credit Union if you are living, working or studying in our common bond. Please note that you must have the relevant ID documents ready to upload during the membership application process, otherwise you will not be able to complete the application online.
You can also call into us during our opening hours on Carysfort Avenue beside Mackens Pharmacy with your documents and fill out our membership form to open your account or call 01 283 1034 if you require any further details on how to become a member.
- Photographic ID such as a passport or driving licence
- Proof of residence such as a recent bank statement or utility bill
- Evidence of your Tax Identification Number/PPS Number such as a tax cert, letter from social services or an official document from the Revenue Commissioners
- If membership is based on working or studying rather than living in the area, a letter from your employer, school or college may also be required.
If you apply for membership in our office, once your application has been accepted, one of our friendly staff will contact you to make an appointment to visit our office in Blackrock for approximately 15 minutes to sign your membership application and nomination forms and to pay the €1 membership joining fee and lodge a minimum of €10 savings to your account.
If you apply for membership online, the joining fee and initial minimum of €10 savings will be taken automatically when you make your first deposit.
Once you have become a member of Blackrock credit union you can then register for online access to your account and download our Mobile App so you can manage your money on the go.
You can apply for a loan from Blackrock Credit Union in a few easy steps.
- Choose what type of loan suits your requirements.
- Use our loan calculator to calculate how much you could borrow and what your regular repayments will be.
- Apply for your loan via our App, by email, by phone on 01 2831034 or in our office in Blackrock.
Use the Loan Calculator to see what you can afford to borrow and what your potential repayments will be.
€40,000 is the maximum amount of overall total savings you can have in your Blackrock Credit Union accounts comprising of €15,000 in a share account and €25,000 in a deposit account. There is no maximum limit to the monthly amount you can save below these limits.
You may save through a standing order instruction to your bank, by EFT for extra convenience, or simply by calling into the office in Blackrock during opening hours.
You can withdraw €500 in cash in our office in Blackrock or withdraw any balance by cheque, transfer it to a bank account or Revolut by simply sending an email to us attaching your photo identification and providing us with the relevant instructions regarding same.
