Whether you’re improving your home or garden, buying a new car, going to college, planning a holiday or you need to borrow money for any other occasion, we have a great value loan to suit you and your budget.

We have substantial funds available to lend to our members at present with loans of up to €120,000 possible, subject to our terms and conditions*.


Why borrow from Blackrock Credit Union?

. Fast decision on your loan application – normally within 48 hours
. High loan approval rate
. Competitive interest rates
. Flexible repayment terms
. Our loans are based on your ability to repay and not how much savings you have or how long you’ve been a member
. Loans for a variety of purposes
. You pay interest on your reducing balance so you pay less interest each time you make a repayment
. Secured loans at a discount rate (6%)
. Free Loan & Share Insurance*
. Free online banking
. We’re a not for profit financial co-operative owned by our members
. Friendly professional staff
. Excellent personalised customer service
. Manage your loan on the go with our mobile app
. No early redemption penalty
. No hidden charges
. Convenient opening times
. VHI group scheme discount of 10%

*Terms and conditions apply.

Apply for your loan in a few easy steps


1. Choose what type of loan suits your requirements.

2. Use our loan calculator to calculate how much you could borrow and what your regular repayments will be.

3. Apply for your loan via our App, by email, by phone or in our office in Blackrock.


Use the Loan Calculator below to see what you can afford to borrow and what your potential repayments will be.

Loan Calculator




Please note we provide loans to our members based on their ability to repay and not how much savings they have or how long they have been a member. All loan applications are dealt with in strict confidence.

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If you are not yet a member of Blackrock Credit Union but would like to borrow from us, please join us by completing our Membership Application Form.

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If you would like to make an enquiry about a loan please fill out our Loan Enquiry Form and one of our friendly staff will contact you.

contact_support Loan Enquiry Form

Please click on the dropdown menu under Loans to see the full list of great value loans Blackrock Credit Union is currently offering.

Any Questions?
Take a look at our FAQ section.

quiz FAQs

Blackrock Credit Union Limited is regulated by the Central Bank of Ireland. Loans are subject to approval. Terms and conditions apply*.

Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.