This low loan rate of 6% (6.15% APR) allows you to hold onto your savings and use them as security for a loan. This means that members get to keep the insurance and get a potential dividend from their savings as well as benefiting from a lower interest rate than a regular loan.
Apply for your loan in a few easy steps
2. Use our loan calculator to calculate how much you could borrow and what your regular repayments will be.
3. Apply for your loan via our App, by email, by phone or in our office in Blackrock.
Use the Loan Calculator below to see what you can afford to borrow and what your potential repayments will be.
Please note we provide loans to our members based on their ability to repay and not how much savings they have or how long they have been a member. All loan applications are dealt with in strict confidence.
If you are not yet a member of Blackrock Credit Union but would like to borrow from us, please join us by completing our Membership Application Form.
If you would like to make an enquiry about a loan please fill out our Loan Enquiry Form and one of our friendly staff will contact you.
Please click on the dropdown menu under Loans to see the full list of great value loans Blackrock Credit Union is currently offering.
Take a look at our FAQ section.
Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.