Join Now

Become a member of Blackrock Credit Union today and you can avail of our heavily discounted Welcome Loan rate as well as all our member services. As a new member you are entitled to claim a discounted Welcome Loan rate as low as just 6.5% APR 6.7%.

Please click here to become a member of Blackrock Credit Union if you are living, working or studying in our common bond. Please note that you must have the following documents ready to upload during the membership application process, otherwise you will not be able to complete the application online:

Membership Requirements

As with any financial institution three forms of ID are required on joining:

  • tick Photographic ID such as a passport or driving licence
  • tick Proof of residence such as a recent bank statement or utility bill
  • tick Evidence of your Tax Identification Number/PPS Number such as a tax cert, letter from social services or an official document from the Revenue Commissioners

If membership is based on working or studying rather than living in the area, a letter from your employer, school or college may also be required.

You can also call into us during our opening hours on Carysfort Avenue beside Mackens Pharmacy with your documents and fill out our membership form to open your account or call 01 283 1034 if you require any further details on how to become a member.

Once your membership application has been accepted, one of our friendly staff will contact you to make an appointment to visit our office in Blackrock for approximately 15 minutes to sign your membership application and nomination forms and to pay the €1 membership joining fee and lodge a minimum of €10 savings to your account.

We will then post your Membership book detailing your credit union account number and details of your savings to your address. You can then register for online access to your account and download our Mobile App so you can manage your money on the go.


Junior Membership and Savings

Learning the importance of saving starts early with a Junior Savings Account for anyone under the age of 16. Please click here for further details on our Junior Membership as well as saving tips for Junior Savers.


Our credit union is for people, not for profit!

Join Blackrock Credit Union today and you can avail of these Member Benefits

. High loan approval rate
. Loans for a variety of purposes
. Competitive interest rates
. Flexible repayment terms
. Secured loans at a discount rate (6%)
. Free Loan & Share Insurance
. Free online banking
. We’re a not for profit financial co-operative owned by our members
. Friendly professional staff
. Excellent personalised customer service
. Manage your money on the go with our mobile app
. No early redemption penalty
. No hidden charges
. Convenient opening times
. VHI group scheme discount of 10%
. Savings fully bonded & Government secured


When you become a member of Blackrock Credit Union you can tell us what should happen to the money in your account after your death by filling out a Nomination Form. A Nomination is a legally binding, written instruction that tells the Credit Union what to do with your money after your death. The Member completes a Nomination Form, which allows the member (nominator) to nominate a person/persons (nominees) to become entitled to any properties in the credit union in the event of death.

For further details on the Nomination of your account and to view and print our Member Nomination Form, please click here.

Common Bond

To become a Member of Blackrock Credit Union you must hold our Common Bond. This means you must live, work or study in the area outlined on the map below. Credit Unions operate on the co-operative principal of communities, linked by a common bond, working together to help each other. For some Credit Unions the common bond is defined by their occupation or their employer, for Blackrock Credit Union the common bond is defined as living, working or studying in the area highlighted on the map below.


Any Questions?

Take a look at our FAQ section.

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