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Been with Blackrock Credit Union for a very long time… staff are always so courteous and helpful! Nice to have a business these days where you actually meet and talk to humans!!
Blackrock Credit Union is at the heart of the community, they really care about members and offer support to anyone who walks in the door, as I witnessed for myself. They consistently demonstrate a commitment to all members, offer excellent rates and reasonable fees.
Always a pleasure to deal with the team in Blackrock Credit union!
Very quick turnaround on loans.
Friendly , efficient, local. I have been a member for years, and recommend Blackrock Credit Union without hesitation.
Such a great place to apply for a loan very quick and transparent would recommend anyone to use this for borrowing.
I have been a member of the Blackrock Credit union for over 20 years now, they are like a family to me, always accommodating - always ready to help :)
Junior Membership
Savings at Blackrock Credit Union
Our aim in Blackrock Credit Union is always to encourage children to save with the credit union. Learning the importance of saving starts early with a Junior Savings Account. Teaching your child to save for something they want, little by little and watching those savings grow, creates positive habits they’ll carry with them their whole life.
Opening a children’s savings account is important for your child’s future. It means teaching them life skills like planning, budgeting and money management as well as the value of work.
With a Junior Saving’s account with Blackrock Credit Union you will get
- A savings account that is flexible and built with little savers in mind. Blackrock credit union allows your child to save big or small amounts for holidays, birthdays and everything in between.
- A welcoming place where your child can save with staff that serve them with a smile. At the credit union, we are known for our excellent, award-winning customer service.
- A place for your child’s savings that’s in the heart of the community in Blackrock.
What is a Junior account?
- A Junior is a person under the age of 16
- A Junior’s account can only be a single account and the account is in the name of the Child only
Who can open a Junior account?
- A Parent/Guardian can open an account if the child is under the age of 7
- If the child is 7 years or older, the child must come to the Blackrock Credit Union office with their Parent/Guardian to open an account
What is needed to open a Junior account with Blackrock Credit Union?
The Criminal Justice (Money Laundering and Terrorist Financing) Act 2010 (the “Act”) requires Financial Service providers, including Credit Unions, to implement and operate measures to prevent money laundering.
Blackrock Credit Union is legally obliged under the above Act to obtain and hold identification documentation for all its members.
Identification documents required for Junior Membership:
- Birth Certificate or Passport for the child
- Proof of Guardianship (if relevant)
- Permanent address of the Child
- Parent/Guardians Proof of Address
- The PPSN for the child
A child’s PPS Number can be verified via correspondence from the Department of Social Protection or a Medical Card.
Identification documents required for the Parent/Guardian:
- Proof of Identity
- Proof of Address i.e. bank statement, utility bill or correspondence from an official government department
Please note: Anyone can make a lodgement to a Junior account but withdrawals can only be made by the parent/guardian who opened the account up until the child is 7 years of age. Once the child is aged 7 and over they are the only person that can withdraw funds from the account.
For top tips for teaching children how to develop a healthy and responsible attitude to money please click here.
Any Questions?
If you have any questions, please call us on 01 283 1034, email info@blackrockcu.ie or drop in to our office in Blackrock or take a look at our FAQ section.
