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Been with Blackrock Credit Union for a very long time… staff are always so courteous and helpful! Nice to have a business these days where you actually meet and talk to humans!!
Blackrock Credit Union is at the heart of the community, they really care about members and offer support to anyone who walks in the door, as I witnessed for myself. They consistently demonstrate a commitment to all members, offer excellent rates and reasonable fees.
Always a pleasure to deal with the team in Blackrock Credit union!
Very quick turnaround on loans.
Friendly , efficient, local. I have been a member for years, and recommend Blackrock Credit Union without hesitation.
Such a great place to apply for a loan very quick and transparent would recommend anyone to use this for borrowing.
I have been a member of the Blackrock Credit union for over 20 years now, they are like a family to me, always accommodating - always ready to help :)
Christmas Loans
Christmas Loans
Borrow between €1,000 and €75,000 from 9.9% (10.34% APR)
At Blackrock Credit Union we have three different Christmas loan offerings for our members. We can help you spread the cost of Christmas to ensure you enjoy the festive celebrations without any financial stress this year.
Taking out a Christmas loan from the credit union is more cost effective than using a credit card or overdraft especially with the current increases in the cost of living.
Our One for One Christmas Loan has a great low interest rate of 6% (6.15%APR) and is perfect if you are looking to borrow a small amount (up to €1,000) for a short time. It’s for whatever you might need it for to make Christmas just that little bit extra special and you’ll have paid it back within a year.
If you need a little more financial help for the Christmas season and would like to borrow between €1,000-€5,000 the interest rate is 11.9% (12.6% APR).
For Christmas loans over €5,000 you can avail of our Standard Loan rate at 9.9% (10.34% APR).
Apply for your loan in a few easy steps
Step 1
Choose what type of loan suits your requirements.
Step 2
Use our loan calculator to calculate how much you could borrow and what your regular repayments will be.
Step 3
Apply for your loan Online, via our App, by email, by phone or in our office in Blackrock.
Loan calculator
Maximum Loan Term :
11.9%
11.9%
This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.
Become a Member
If you are not yet a member of Blackrock Credit Union but would like to borrow from us, please join us by completing our Membership Application Form.
Become a MemberPlease click on the dropdown menu under Loans to see the full list of great value loans Blackrock Credit Union is currently offering.
Please note we provide loans to our members based on their ability to repay and not how much savings they have or how long they have been a member. All loan applications are dealt with in strict confidence.
Any Questions?
If you have any questions, please call us on 01 283 1034, email info@blackrockcu.ie or drop in to our office in Blackrock or take a look at our FAQ section.
Warning: Blackrock Credit Union Limited is regulated by the Central Bank of Ireland. Loans are subject to approval. Terms and conditions apply*. If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.
