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Been with Blackrock Credit Union for a very long time… staff are always so courteous and helpful! Nice to have a business these days where you actually meet and talk to humans!!
Blackrock Credit Union is at the heart of the community, they really care about members and offer support to anyone who walks in the door, as I witnessed for myself. They consistently demonstrate a commitment to all members, offer excellent rates and reasonable fees.
Always a pleasure to deal with the team in Blackrock Credit union!
Very quick turnaround on loans.
Friendly , efficient, local. I have been a member for years, and recommend Blackrock Credit Union without hesitation.
Such a great place to apply for a loan very quick and transparent would recommend anyone to use this for borrowing.
I have been a member of the Blackrock Credit union for over 20 years now, they are like a family to me, always accommodating - always ready to help :)
Green Home Improvement Loans
Green Home Improvement Loans
Borrow up to €120,000 from 7.1% to 8.2% APR
If you’re thinking of making some green/energy efficient home improvements in the near future, we have a new discounted Green Home Improvement Loan for you.
This new discounted loan can be used to fund improvements that will improve the energy efficiency and comfort of your home as well as significantly reducing your energy bills and carbon footprint while protecting our environment.
Qualifying Works for Green Home Improvement Loans
A Green Home Improvement Loan from Blackrock Credit Union can be used for any of the following energy efficient home improvement works
- Attic Insulation
- Cavity Wall Insulation
- External Wall Insulation
- Drylining Internal Walls
- Floor Insulation
- Double/Triple Glazed Windows & Doors
- Boilers
- Heating Control Upgrades
- Solar Panels & Batteries
- Heat Pumps
- Wood fuel stove
- Ventilation system
- Home Energy Assessment
- Project Management
- Any other approved Retrofit project
Green Home Improvement Loans from only 6.9%
We have two Green Home Improvement loans rates on offer to our members as follows:
Loan amount | Maximum Loan Term | Interest Rate |
Up to €65,000 | 7 years | 6.9% (APR 7.1%) |
| €65,001 to €120,000 | 10 years | 7.9% (APR 8.2%) |
To avail of a Green Home Improvement Loan you must provide evidence that your home improvement includes qualifying works from the list above or you have a BER certificate that shows the works you have undertaken have improved the BER rating of your home.
The above Green Home Improvement Loan rates are discounted compared to our regular Home Improvement Loan rate at 9.9% (10.34% APR) and our Home Renovation Loan rate at 8.2% (8.49% APR).
Energy Upgrade Grants from SEAI
If you improve the energy efficiency of your home you may also be entitled to a grant from the SEAI (Sustainable Energy Authority of Ireland). Please note you must have grant approval in place before you start works. For further details on the home energy grants that may be available to you please see the SEAI website.
Apply for your loan in a few easy steps
Step 1
Choose what type of loan suits your requirements.
Step 2
Use our loan calculator to calculate how much you could borrow and what your regular repayments will be.
Step 3
Apply for your loan Online, via our App, by email, by phone or in our office in Blackrock.
Loan calculator
Maximum Loan Term :
7.1%
7.1%
This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.
Become a Member
If you are not yet a member of Blackrock Credit Union but would like to borrow from us, please join us by completing our Membership Application Form.
Become a MemberPlease click on the dropdown menu under Loans to see the full list of great value loans Blackrock Credit Union is currently offering.
Please note we provide loans to our members based on their ability to repay and not how much savings they have or how long they have been a member. All loan applications are dealt with in strict confidence.
Any Questions?
If you have any questions, please call us on 01 283 1034, email info@blackrockcu.ie or drop in to our office in Blackrock or take a look at our FAQ section.
Warning: Blackrock Credit Union Limited is regulated by the Central Bank of Ireland. Loans are subject to approval. Terms and conditions apply*. If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.
