Green Home Improvement Loan

Blackrock Credit Union promoting green home improvement loans featuring girl using power controls on wall


If you’re thinking of making some green/energy efficient home improvements in the near future, we have a new discounted Green Home Improvement Loan for you. This new discounted loan can be used to fund improvements that will improve the energy efficiency and comfort of your home as well as significantly reducing your energy bills and carbon footprint while protecting our environment.

Qualifying Works for Green Home Improvement Loans

A Green Home Improvement Loan from Blackrock Credit Union can be used for any of the following energy efficient home improvement works

. Attic Insulation

. Cavity Wall Insulation

. External Wall Insulation

. Drylining Internal Walls

. Floor Insulation

. Double/Triple Glazed Windows & Doors

. Boilers

. Heating Control Upgrades

. Solar Panels & Batteries

. Heat Pumps

. Wood fuel stove

. Ventilation system

. Home Energy Assessment

. Project Management

. Any other approved Retrofit project


Green Home Improvement Loans from only 6.9%

We have two Green Home Improvement loan rates on offer to our members as follows:

Loan amount

Maximum Loan Term Interest Rate

Up to €65,000

7 years

6.9% (APR 7.1%)

€65,000 to €120,000 10 years

7.9% (APR 8.2%)


To avail of a Green Home Improvement Loan you must provide evidence that your home improvement includes qualifying works from the list above or you have a BER certificate that shows the works you have undertaken have improved the BER rating of your home.

The above Green Home Improvement Loan rates are discounted compared to our regular Home Improvement Loan rate at 9.9% (10.34% APR) and our Home Renovation Loan rate at 8.2% (8.49% APR).


Energy Upgrade Grants from SEAI

If you improve the energy efficiency of your home you may also be entitled to a grant from the SEAI (Sustainable Energy Authority of Ireland).  Please note you must have grant approval in place before you start works. For further details on the home energy grants that may be available to you please see the SEAI website .


Apply for your loan in a few easy steps


1. Choose what type of loan suits your requirements.

2. Use our loan calculator to calculate how much you could borrow and what your regular repayments will be.

3. Apply for your loan via our App, by email, by phone or in our office in Blackrock.

Use the Loan Calculator below to see what you can afford to borrow and what your potential repayments will be.

Loan Calculator



Please note we provide loans to our members based on their ability to repay and not how much savings they have or how long they have been a member. All loan applications are dealt with in strict confidence.

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If you are not yet a member of Blackrock Credit Union but would like to borrow from us, please join us by completing our Membership Application Form.

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If you would like to make an enquiry about a loan please fill out our Loan Enquiry Form and one of our friendly staff will contact you.

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Please click on the dropdown menu under Loans to see the full list of great value loans Blackrock Credit Union is currently offering.

Any Questions?
Take a look at our FAQ section.

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Blackrock Credit Union Limited is regulated by the Central Bank of Ireland. Loans are subject to approval. Terms and conditions apply*.

Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.