Green Car Loan

GREEN CAR LOAN at 6.5% APR 6.7%

If you’re thinking of lowering your carbon footprint and reducing your car emissions with an Electric or Hybrid Car in the near future we have a discounted Green Car Loan for you. This new discounted Green Car Loan rate of 6.5% (APR 6.7%) can be used to fund a new or second hand Electric or Hybrid Car as well as a home charger unit if desired. The amount of your Green Car Loan can be up to €75,000 and the loan can be repaid over a term of up to 5 years.

The above Green Car Loan rate is discounted compared to our regular Car Loan rate at 9.9% (10.34% APR) and our Car Loan Plus rate at 8.2% (8.49% APR).

As well as doing your bit for the environment, driving an electric vehicle is great for your pocket too. There are generous grants, reduced toll charges and motor tax rates and registration tax relief for qualifying vehicles.

You may be entitled to a grant from the SEAI (Sustainable Energy Authority of Ireland) if you buy a new electric car. A maximum grant of €3,500 is currently available for qualifying new M1 (passenger car) battery electric vehicles (BEVs) when purchased privately. The grant which ranges from €1,500 to  €3,500 is for approved EVs with a full purchase price of €14,000 to €60,000. Please note that SEAI grants are not available for used EVs.

Please see the SEAI website for further details on the grants available.

You can also claim up to €600 towards the purchase and installation of an electric vehicle charger unit at your home. The Electric Vehicle Home Charger Grant is a government funded support scheme assisting residents and homeowners to install an electric vehicle charge point on their property. The scheme provides a grant up to the value of €600 towards the purchase and installation of a home charger unit. To receive payment, you must ensure that you use a Safe Electric Registered Electrical Contractor.

Please click on this link for full details on the Electric Vehicle Home Charger Grant.

If you are not currently in the market for an Electric or Hybrid car then take a look at our very competitive car loans for regular petrol and diesel cars.

Apply for your loan in a few easy steps


1. Choose what type of loan suits your requirements.

2. Use our loan calculator to calculate how much you could borrow and what your regular repayments will be.

3. Apply for your loan via our App, by email, by phone or in our office in Blackrock.

Use the Loan Calculator below to see what you can afford to borrow and what your potential repayments will be.

Loan Calculator



Please note we provide loans to our members based on their ability to repay and not how much savings they have or how long they have been a member. All loan applications are dealt with in strict confidence.

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If you are not yet a member of Blackrock Credit Union but would like to borrow from us, please join us by completing our Membership Application Form.

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If you would like to make an enquiry about a loan please fill out our Loan Enquiry Form and one of our friendly staff will contact you.

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Please click on the dropdown menu under Loans to see the full list of great value loans Blackrock Credit Union is currently offering.

Any Questions?
Take a look at our FAQ section.

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Blackrock Credit Union Limited is regulated by the Central Bank of Ireland. Loans are subject to approval. Terms and conditions apply*.

Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.