Welcome Loans

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Welcome Loans from Blackrock Credit Union

Welcome Loans at 6.5% (6.7% APR)

We want to introduce new members to the benefits of a discounted Welcome Loan with Blackrock Credit Union and welcome back members who have not borrowed with us for some time.

This low rate Welcome Loan is available to new members, members who have never borrowed with Blackrock Credit Union and members with no current loan balance, who have completed a loan with us at least five years ago. Members can borrow up to €65,000 at only 6.5% (6.7% APR) and from €65,000 to €120,000 at 7.9% (8.2% APR).

You can use our Welcome Loan to borrow for home improvements, cars, holidays, medical and dental bills, educational expenses, credit card bills, household bills, wedding expenses, furniture, home decoration. In fact you can use our Welcome Loan for practically anything you might need a loan for.

If you are not yet a member of Blackrock Credit Union please click here to join now.

Apply for your loan in a few easy steps


1. Choose what type of loan suits your requirements.

2. Use our loan calculator to calculate how much you could borrow and what your regular repayments will be.

3. Apply for your loan via our App, by email, by phone or in our office in Blackrock.

Use the Loan Calculator below to see what you can afford to borrow and what your potential repayments will be.

Loan Calculator




Please note we provide loans to our members based on their ability to repay and not how much savings they have or how long they have been a member. All loan applications are dealt with in strict confidence.

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If you are not yet a member of Blackrock Credit Union but would like to borrow from us, please join us by completing our Membership Application Form.

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If you would like to make an enquiry about a loan please fill out our Loan Enquiry Form and one of our friendly staff will contact you.

contact_support Loan Enquiry Form

Please click on the dropdown menu under Loans to see the full list of great value loans Blackrock Credit Union is currently offering.

Any Questions?
Take a look at our FAQ section.

quiz FAQs

Blackrock Credit Union Limited is regulated by the Central Bank of Ireland. Loans are subject to approval. Terms and conditions apply*.

Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.