Home Improvement Loans

Blackrock Credit Union Home Improvement Loan
Blackrock Credit Union Home Improvement Loan

Make your house the home you’ve always dreamed of with a competitive Home Improvement Loan from Blackrock Credit Union. No matter how big or small your home dreams may be, we have you covered. We have a range of loans to help you improve, repair, extend and add value to your home so you won’t have the hassle and expense of moving house.

If you’re looking to extend, decorate or need new windows, a new kitchen or bathroom, come and talk to us. Our Home Improvement Loan is available at 9.9% (10.34% APR) on borrowings between €5,000 – €20,000. You could also use our Home Improvement Loan to design and landscape your garden. Or you could borrow to build a new patio so you can enjoy al fresco living and outdoor entertaining in style.

If you’re dreaming about converting your attic or extending and making your house bigger or brighter, the Home Renovation Loan is the one for you. It’s for borrowings of €20,000 – €120,000* at a great low rate of 8.2% (8.49% APR).

If you want to improve the energy efficiency and comfort of your home as well as significantly reducing your energy bills and carbon footprint while protecting our environment take a look at our new discounted Green Loan for Home Improvements. This green/energy efficient loan for home improvements is offered at a discounted rate from 6.9% APR 7.1%. You may also be eligible for some SEAI grants when availing of our Green Loan for Home Improvements.

Apply for your loan in a few easy steps


1. Choose what type of loan suits your requirements.

2. Use our loan calculator to calculate how much you could borrow and what your regular repayments will be.

3. Apply for your loan via our App, by email, by phone or in our office in Blackrock.

Use the Loan Calculator below to see what you can afford to borrow and what your potential repayments will be.

Loan Calculator



Please note we provide loans to our members based on their ability to repay and not how much savings they have or how long they have been a member. All loan applications are dealt with in strict confidence.

library_books Apply Now

If you are not yet a member of Blackrock Credit Union but would like to borrow from us, please join us by completing our Membership Application Form.

people_alt Become a Member

If you would like to make an enquiry about a loan please fill out our Loan Enquiry Form and one of our friendly staff will contact you.

contact_support Loan Enquiry Form

Please click on the dropdown menu under Loans to see the full list of great value loans Blackrock Credit Union is currently offering.

Any Questions?
Take a look at our FAQ section.

quiz FAQs

Blackrock Credit Union Limited is regulated by the Central Bank of Ireland. Loans are subject to approval. Terms and conditions apply*.

Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.