If you’ve got engaged, you’re thinking of popping the question or you’re getting married soon, chat to us about a loan for your special day.
Whether you’re planning a small intimate gathering at home or abroad or a lavish all bells and whistles celebration to say “I do”, we’ve got a flexible Wedding loan waiting for you at Blackrock Credit Union.
We love giving happy couples everything they need to create memories that will last a lifetime and make their special day even more special – from securing that dream venue to planning the perfect party. Your wedding loan can be used to pay for any wedding expenses including your engagement rings, wedding reception, dress, flowers, photographer, videographer, cake, wedding cars, music or honeymoon – in fact anything that will help make your special day perfect. A wedding loan from Blackrock Credit Union means you will have money to spend upfront, so you can start planning and paying deposits for your special day now even if you don’t already have enough savings to cover all your wedding expenses.
The average cost of a wedding is currently €36,000 according to research carried out by onefabday.com but you don’t have to spend that much on your big day – it could cost as little as the non refundable €200 for your notification fees. So if you think you might need some help making your dream wedding a reality in 2024 or beyond, talk to us today about a personal loan for your wedding at 11.9% (12.6% APR) for loans €1,000 – €5,000 and at 9.9% (10.34% APR) for loans from €5,000 – €75,000.
For example, a €10,000 wedding loan paid back weekly over a 5 year term at the current rate of 9.9% (10.34% APR) will cost €49.25 weekly, the cost of credit will be €2806.09 and the total amount to be repaid will be €12806.09.
The repayment terms of your flexible wedding loan will be designed to meet your needs and there are no penalties if you want to pay back your wedding loan early if you are lucky to receive cash as a wedding gift and as you only pay interest on your outstanding balance you will pay less interest overall.
Apply for your loan in a few easy steps
2. Use our loan calculator to calculate how much you could borrow and what your regular repayments will be.
3. Apply for your loan via our App, by email, by phone or in our office in Blackrock.
Use the Loan Calculator below to see what you can afford to borrow and what your potential repayments will be.
Please note we provide loans to our members based on their ability to repay and not how much savings they have or how long they have been a member. All loan applications are dealt with in strict confidence.
If you are not yet a member of Blackrock Credit Union but would like to borrow from us, please join us by completing our Membership Application Form.
If you would like to make an enquiry about a loan please fill out our Loan Enquiry Form and one of our friendly staff will contact you.
Please click on the dropdown menu under Loans to see the full list of great value loans Blackrock Credit Union is currently offering.
Take a look at our FAQ section.
Blackrock Credit Union Limited is regulated by the Central Bank of Ireland. Loans are subject to approval. Terms and conditions apply*.
Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.