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Are you planning an elective medical or dental treatment that you need a Medical or Dental loan for? Or has a medical or dental issue arisen when you least expected it? Or perhaps your treatment may not be covered by your health insurance or you’re fed up waiting for the treatment you need? Our medical and dental loans will allow you quick access to private medical or dental care so you don’t have to stress or suffer anymore on long waiting lists.
You can now get a flexible loan from Blackrock Credit Union for a wide variety of medical and dental treatments including the following:
. Orthopaedic surgery including Hip, Knee and Shoulder replacements
. Optical treatment including Laser Eye Surgery and Cataracts
. Maternity fees
. Fertility treatment expenses
. Oncology treatments
. Dental procedures including Braces, Implants, Veneers, Orthodontics and Teeth Whitening
. Cosmetic treatments
. Weight Loss management
. Hair Loss replacement and hair restoration
. Tests including MRI CT and PET-CT scans and X-rays
. Cardiac screening
. Health screening
. Neurological treatment
. Consultant fees
. Annual health insurance costs
If the medical or dental treatment you require is not listed above please come and chat to us about your specific loan requirements.
Taking out a medical or dental loan can provide a low-cost alternative to running up a high interest credit card balance. At Blackrock Credit Union we offer medical and dental loans up to €40,000 at 8.2% (8.49% APR).
Don’t forget you may also be eligible to claim tax relief on the cost of certain health expenses. These can be the health expenses of any individual as long as you paid for them and you are a taxpayer. You will normally be granted tax relief at the standard rate of tax of 20%. For further details on this tax relief please click here.
Apply for your loan in a few easy steps
1. Choose what type of loan suits your requirements. 
2. Use our loan calculator to calculate how much you could borrow and what your regular repayments will be.
3. Apply for your loan via our App, by email, by phone or in our office in Blackrock.
Use the Loan Calculator below to see what you can afford to borrow and what your potential repayments will be.
Loan Calculator
PAYMENT SUMMARY
Please note we provide loans to our members based on their ability to repay and not how much savings they have or how long they have been a member. All loan applications are dealt with in strict confidence.
If you are not yet a member of Blackrock Credit Union but would like to borrow from us, please join us by completing our Membership Application Form.
If you would like to make an enquiry about a loan please fill out our Loan Enquiry Form and one of our friendly staff will contact you.
Please click on the dropdown menu under Loans to see the full list of great value loans Blackrock Credit Union is currently offering.
Any Questions?
Take a look at our FAQ section.
Blackrock Credit Union Limited is regulated by the Central Bank of Ireland. Loans are subject to approval. Terms and conditions apply*.
Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.
