Personal Loan

At Blackrock Credit Union we understand that the reasons for needing a personal loan are as varied as life itself. That’s why we have three different loan offerings for our members.

Our One for One Loan has a great low interest rate of 6% (6.15%APR) and is perfect if you are looking to borrow a small amount (up to €1,000) for a short time. It’s for any occasion – whatever you might need and you’ll have paid it back within a year.

With our Personal Loan, you can borrow €1,000-€5,000 at 11.9% (12.6% APR).

For loans from €5,000 – €75,000 you can avail of our Standard Loan rate at 9.9% (10.34% APR).

Apply for your loan in a few easy steps


1. Choose what type of loan suits your requirements.

2. Use our loan calculator to calculate how much you could borrow and what your regular repayments will be.

3. Apply for your loan via our App, by email, by phone or in our office in Blackrock.

Use the Loan Calculator below to see what you can afford to borrow and what your potential repayments will be.

Loan Calculator



Please note we provide loans to our members based on their ability to repay and not how much savings they have or how long they have been a member. All loan applications are dealt with in strict confidence.

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If you are not yet a member of Blackrock Credit Union but would like to borrow from us, please join us by completing our Membership Application Form.

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If you would like to make an enquiry about a loan please fill out our Loan Enquiry Form and one of our friendly staff will contact you.

contact_support Loan Enquiry Form

Please click on the dropdown menu under Loans to see the full list of great value loans Blackrock Credit Union is currently offering.

Any Questions?
Take a look at our FAQ section.

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Blackrock Credit Union Limited is regulated by the Central Bank of Ireland. Loans are subject to approval. Terms and conditions apply*.

Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.